With the pandemic-fueled expansion of online activity, U.S. consumers also face an increased risk of cybercrimes. There was a 17 percent increase in data breaches in 2021 from the previous year — though 2022’s numbers seem unlikely to exceed 2021’s total.

The good news is that the technology to prevent cybercrime also continues to grow. With identity theft-protection services, you can easily protect your personal information from being stolen and keep your finances safe from hackers.

Best all-in-one system

Aura

Highlights
  • Free two-week trial
  • Up to $1 million in insurance
  • 60-day money-back guarantee
Best for monitoring credit

Identity Force

Highlights
  • 30-day free trial
  • Up to $1 million in insurance
  • Credit score simulator
Best for property owners

LifeLock

Highlights
  • Many plan options
  • Can be paired with other Norton products
  • Home title monitoring available
Best for device security

IdentityIQ

Highlights
  • Unique Bitdefender software
  • Up to $1 million insured
  • Enhanced credit monitoring available
Best for scanning the web

Identity Guard

Highlights
  • Enhanced AI web monitoring
  • Wide variety of plans
  • Up to $1 million in insurance
Best for visual analysis

Allstate Identity Protection

Highlights
  • 30-day free trial
  • Includes visualized digital footprint
  • Family plans available
Best for restoring identity

IDShield

Highlights
  • Personalized identity theft restoration
  • Extensive monitoring on all plans
  • Family plans available
Best for affordability

Zander

Highlights
  • Low-cost plans available
  • Up to $1 million in insurance
  • Family plans available

Bottom line

Most consumers today have at least some of their personal information stored online, which means that they’re susceptible to data breaches and other privacy threats. Whether you’re a frequent online shopper or have an online bank account, it’s wise to proactively protect yourself — and your money — from cybercrime.

Identity theft-protection services make it much easier to prevent your identity from being stolen. The various services largely offer similar features — monitoring, alerts and identity theft insurance — but they differ in how much information they monitor and what enhanced features they provide. Some services come with added monitoring capabilities, while others focus more on shielding your information with antivirus software. When shopping around for identity theft protection, consider these details and in what areas you’d like extra protection.