Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What to know about personal loans protection insurance
Though it provides added coverage, credit insurance is most likely not worth the cost.
4 min read Aug 11, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025 -
Cash in as a couple: How to get on the same page about money
The CRUSH method can help you build financial intimacy and align your money goals.
6 min read Jul 29, 2025 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
7 min read Jul 28, 2025 -
How to cancel a credit card in 5 steps
Canceling a credit card lowers your credit score, but you can minimize the damage.
5 min read Jul 15, 2025 -
Financial literacy is dead: Why it’s time to raise the bar and aim for financial fluency (and freedom)
Financial fluency means possessing the knowledge to be strategic about money. Here’s what to know.
5 min read Jul 10, 2025 -
Could renting be part of the new American dream?
Renting may be cheaper than homeownership and can open the door to wealth building.
6 min read Jul 01, 2025 -
Best starter credit cards
A starter card can be a great tool for building credit while practicing good habits.
31 min read Jun 02, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
8 min read May 22, 2025 -
What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
9 min read May 15, 2025