Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

Not all equity-tapping methods are created equal.

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

Mortgage rates dip amid market volatility

Mortgage rates retreat amid swings In markets

2 min read Apr 23, 2025
Are cash-out refinance rates higher? How to get the best rate

The cash you’ll get comes at cost. Here’s how to minimize it.

5 min read Apr 22, 2025
Do you need a down payment to refinance your mortgage?

Usually, no. But you still need to have some cash on hand at the closing.

5 min read Apr 21, 2025
Refinancing your mortgage in a turbulent market: 4 things to watch

If you hope to refinance in today’s turbulent market, here’s what to watch.

4 min read Apr 21, 2025
How to refinance when you have a second mortgage

It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.

5 min read Apr 18, 2025
What is an acceleration clause? And what triggers it?

Trust us, you don’t want to trigger it. Here’s why.

5 min read Apr 17, 2025
How to get a lower car payment: The 5 best strategies

If you need space in your budget, here’s how to get a lower car payment.

6 min read Apr 16, 2025
What is a VA streamline refinance, also known as a VA IRRRL?

A fast and easy way to cut the interest payments on your VA home mortgage.

7 min read Apr 15, 2025
Car loan modification: How it works

If you’re worried about making auto loan payments, look into car loan modification.

4 min read Apr 10, 2025
Mortgages for retirees and older adults

It can be tougher to qualify. Here’s why, and how to bridge the gap.

8 min read Apr 07, 2025