Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

Not all equity-tapping methods are created equal.

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

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First, you celebrate. But remember: You’ve got some new obligations too.

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How to get a home equity loan on a paid-off house

Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.

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How much does it cost to refinance a mortgage?

It isn’t cheap. But what matters more is how fast you can recoup those closing costs.

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How much equity do you need to refinance?

There are many refinance options based on level of equity.

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Does refinancing a mortgage hurt your credit?

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

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VA loan refinance: What is it and how does it work?

If you qualify, a VA refinance can be a great way to snag a low rate.

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Refinancing a home equity loan: When and how to do it

How to calculate if the costs outweigh the benefits.

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It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.

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Best mortgage lenders of April 2025

Here are the best mortgage lenders for April 2025.

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