Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Not all equity-tapping methods are created equal.

It takes a bit of strategy. Here’s what you need to know, in seven handy tips.

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

How to shop for a mortgage without hurting your credit score

A drop is inevitable, but you can minimize it.

7 min read Jun 27, 2025
When should you refinance your mortgage?

Bottom line: Will refinancing help you save money?

5 min read Jun 26, 2025
Pros and cons of a cash-out refinance

A cash-out refinance is best reserved for major expenses.

5 min read Jun 25, 2025
Taking out a home equity loan on a paid-off house: A guide

Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.

12 min read Jun 19, 2025
Cash out refi vs. home equity loan: What you need to know

Both mean borrowing against your home, but their pros and cons vary quite a bit.

7 min read Jun 19, 2025
How does the Federal Reserve affect mortgages?

The Federal Reserve’s decisions have ripple effects, including for mortgages.

4 min read Jun 18, 2025
8 ways to refinance a mortgage with bad credit

Borrowers with poor credit can still nail down home loan refinancing. Here’s how.

9 min read Jun 18, 2025
Best FHA mortgage lenders in 2025

When it comes to these easier-to-qualify-for loans, these lenders are tops.

4 min read Jun 17, 2025
What is an FHA cash-out refinance?

Here’s how an FHA cash-out refinance works.

5 min read Jun 17, 2025
How to access your home equity

Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.

10 min read Jun 16, 2025