Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

It takes a bit of strategy. Here’s what you need to know, in seven handy tips.

Not all equity-tapping methods are created equal.

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

How much does it cost to refinance a mortgage?

It isn’t cheap. But what matters more is how fast you can recoup those closing costs.

4 min read Apr 04, 2025
How much equity do you need to refinance?

There are many refinance options based on level of equity.

4 min read Apr 04, 2025
Does refinancing a mortgage hurt your credit?

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

7 min read Apr 03, 2025
VA loan refinance: What is it and how does it work?

If you qualify, a VA refinance can be a great way to snag a low rate.

6 min read Apr 02, 2025
Refinancing a home equity loan: When and how to do it

How to calculate if the costs outweigh the benefits.

11 min read Apr 01, 2025
Mortgage seasoning: What is it and what are the requirements?

It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better.

4 min read Apr 01, 2025
What is a FHA streamline refinance?

It’s an easy way to swap out your FHA loan — provided you qualify.

5 min read Mar 28, 2025
VA cash-out refinance: How it works and what to consider

A VA cash-out refinance can help you save money, but it isn’t free.

5 min read Mar 28, 2025
How to refinance a rental property

No, it’s not exactly the same as refinancing your home’s mortgage.

4 min read Mar 27, 2025
I’m well into paying off my mortgage. Should I still refinance?

You need to crunch numbers to see if a refi makes sense.

4 min read Mar 27, 2025