Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Getting the best rate takes a bit of strategy. Here’s what you need to know.

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

Knowing the differences among equity loans will help you make the right choice.

Mortgages for seniors: Getting a home loan in retirement

It can be tougher to qualify. Here’s why, and how to bridge the gap.

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Best cash-out refinance lenders of 2023

Here is Bankrate’s guide to the best cash-out refinance lenders.

5 min read Jun 22, 2023
What are cash-out refinance tax implications?

Cash-out refinances have implications at tax time.

4 min read Jun 21, 2023
Best online mortgage lenders in 2023

With an online mortgage, all or many of the steps in the lending process can be completed electronically.

6 min read Jun 21, 2023
Pros and cons of a cash-out refinance

A cash-out refi comes with advantages and disadvantages.

4 min read Jun 20, 2023
Portfolio mortgage lenders: What are they and how do you find one?

These lenders keep the mortgages they underwrite, so they may lend when others won’t.

3 min read Jun 20, 2023
Refinancing a home equity loan

There are good reasons to refinance your home equity loan, but there are risks too.

5 min read Jun 19, 2023
How do you pay back a reverse mortgage?

How do you pay back a reverse mortgage, and when is it necessary?

4 min read Jun 19, 2023
Mortgage loan modification: What it is and how to get one

If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.

8 min read Jun 13, 2023
No-closing-cost refinance: What it is and how it works

You save a chunk of cash upfront, but it may cost you more in the long run.

5 min read Jun 05, 2023