Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Which equity loan is right for you?

Not all equity-tapping methods are created equal.

7 min read

How to get the best refinance rate

It takes a bit of strategy. Here’s what you need to know, in seven handy tips.

8 min read

Does refinancing hurt your credit?

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

7 min read

Credit score to refinance

If you have bad credit, you need to find ways to compensate for the additional risk.

4 min read

Latest Articles

Millennials go their own way when it comes to tapping home equity, survey finds

Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.

5 min read Oct 06, 2021
Biden Admin and housing: Tax credits for first-time homebuyers, more

Biden’s housing platform attacks affordability issues.

4 min read Nov 11, 2020
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?

A reader asks: Do you see the new fee on refinancing mortgages being permanent?

6 min read Oct 23, 2020
Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?

There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.

6 min read Oct 16, 2020
Ask Bankrate: When will yields on savings and money market accounts stop falling?

One Bankrate experts suggest deposit yields may be close to bottoming out.

5 min read Sep 25, 2020
The surprising reasons home prices have held up in this recession

U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.

4 min read Sep 25, 2020
Ask Bankrate: How can you protect investments from inflation?

A reader asks: If inflation goes up, what is your advice to protect my investments?

6 min read Aug 28, 2020
‘Missing middle’ homes could ease affordability squeeze, architect says

As home prices continue to outpace income gains, going back to the past may be the answer.

5 min read Aug 25, 2020
Top 10 places where home-price gains have dramatically outpaced wages

Home prices are rising much faster than incomes and it’s not where you think.

5 min read Aug 21, 2020
Ask Bankrate: Are dividend stocks still a good investment?

A reader asks: Dividend stocks had been getting hammered. Are they still a good investment tool?

4 min read Aug 21, 2020