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Personal Loans

A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.

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Emergency expense? Big move? A personal loan can help.
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Borrowers have a few places to turn to for personal loans. Here’s what to know.

Reviews & tools

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4.7
Rating: 4.7 stars out of 5
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4.8
Rating: 4.8 stars out of 5
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About Bankrate
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Writer and Consumer Lending Analyst

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Senior Loans Writer

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Senior Loans Writer

The latest

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Interest rates are rising, so what does that mean for your finances?
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Personal loan interest rates today are unusually high, thanks to market forces.
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If you have bad credit and need to borrow money, don’t get a no-credit-check loan.
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The Federal Reserve just lowered interest rates for the first time in four years.
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Learn when it may make sense to use a personal loan to buy a car.
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In 2025, rates remain high amid economic uncertainty.
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Compare personal loans and home equity loans to see which is best for your finances.
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Four loan options to consider when you’re facing an emergency bill or expense.
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