Best car insurance in Wyoming for 2023

Bankrate utilizes Quadrant Information Services to analyze 2023 rates for ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $50,000 property damage liability per accident
• $100,000 uninsured motorist bodily injury per person
• $300,000 uninsured motorist bodily injury per accident
• $500 collision deductible
• $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2021 Toyota Camry, commute five days a week and drive 12,000 miles annually. 

These are sample rates and should only be used for comparative purposes.

Our 2023 Bankrate Score considers variables our insurance editorial team determined impacts policyholders’ experiences with an insurance company. These rating factors include a robust assessment of each company’s product availability, financial strength ratings, online capabilities and customer and claims support accessibility. Each factor was added to a category, and these categories were weighted in a tiered approach to analyze how companies perform in key customer-impacting categories. 

Like our previous Bankrate Scores, each category was assigned a metric to determine performance, and the weighted sum adds up to a company’s total Bankrate Score — out of 5 points. This year, our 2023 scoring model provides a more comprehensive view, indicating when companies excel across several key areas and better highlighting where they fall short.

• Tier 1 (Cost & ratings): To determine how well auto and home insurance companies satisfy these priorities, 2023 quoted premiums from Quadrant Information Services (if available), as well as any of the latest third-party agency ratings from J.D. Power, AM Best and the NAIC, were analyzed.
• Tier 2 (Coverage & savings): We assessed companies’ coverage options and availability to help policyholders find a provider that balances cost with coverage. Additionally, we evaluated each company’s discount options listed on its website.
• Tier 3 (Support): To encompass the many ways an auto insurance company can support policyholders, we analyzed avenues of customer accessibility along with community support. This analysis incorporated additional financial strength ratings from S&P and Moody’s and factored a company’s corporate sustainability efforts.

The cheapest car insurance in Wyoming for you depends on your past history and current needs. Car insurance companies need to confirm you are trustworthy as a driver so they know how much of a risk you are. The car insurance companies we have included here will be a valuable starting point when looking for the cheapest car insurance in Wyoming.

Insurance companies require you to supply your vehicle details, like the make, model and year of your car. You will also need to provide personal information, like your Social Security number and address.

An SR-22 requires drivers with serious offenses, like those with a driving under the influence (DUI) charge. The safety responsibility form, or an SR-22, proves that high-risk drivers are compliant with Wyoming’s minimum insurance requirements. The required period is a total of 36 consecutive months.

It has to do with risk. Younger drivers are not as experienced with driving, so they are more likely to get into accidents. There can also be additional discounts for college students away at college and seniors. Ask your car insurance company what extra savings you may gain based on your age.

Auto insurers in Wyoming typically use more than a dozen rating factors to determine your premium. These factors may include your age, gender, marital status, credit-based insurance score, make and model of your vehicle, auto claim history, vehicle usage and your selected coverage options.