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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

family in their kitchen
Yes, you get charged for getting out of debt early. Here’s why.
Heloc and mortgage
…because fees can really affect the overall cost of your loan.
Real estate agent explain sale contract and home insurance to client.
Even if your credit score isn’t sterling, you still can get financing.
Illustrated collage of a house shape made of money
Your lender could cap, cut or even close your credit line. Here’s what to expect and how to prepare.
Couple sits on the couch in their new home
It’s the thing that puts your house on the line if you miss mortgage payments.
Houses surrounded by greenery
Our list of who does the most business in HELOCs and home equity loans.
Illustrated image with a man and a dog
How to calculate if the costs outweigh the benefits.
Pink shed in a backyard garden
Why pay cash? Borrowing can make more sense for an add-on.
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