Skip to Main Content

Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
photo illustration of house balanced on stack of cash, light blue background
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
An image of a key that has a key chain of a stylized house made out of money.
And that’s on top of your mortgage payments.
home equity rates fall
It can be a shrewd move or a financial tripwire.
home equity loan default
Nothing good. The loss of your home, and a blow to your credit score.
HELOC fraud
HELOCs make it easy to access home equity funds — for you but for thieves too.
home equity rates fall
A variety of things affect how much you’ll pay. Some of them you can actually control.
paying HELOC
Yes, you can. But do you want to pay it or actually close it?
Black woman hanging a photograph on a wall
More single women than men own homes. But they pay more and get less out of them.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc