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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Two women using digital tablet in their flower workshop
It can be easier for an entrepreneur to get, but it means hocking the home for your enterprise.
no-doc HELOC
They could be an uncoventional borrower’s best shot for tapping their home’s value.
Cash-out refis are out, and home equity lines of credit are in.
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2025.
Design element showing a graph a representation of home prices
HELOC rates kept their 52-week lows, while home equity loans were steady.
Design element showing a graph a representation of home prices
HELOC rates fell to new 52-week lows, while home equity loans were steady.
Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
Design element showing a graph a representation of home prices
Insight into the week that was for HELOCS and HELoans.
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