Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Why not keep a home equity line of credit in reserve for a rainy day?
It’s when your home’s value sinks below the amount you owe on your mortgage.
It’s not quite as simple as who gets the house. Here’s why.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Both mean borrowing against your home, but their pros and cons vary quite a bit.
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Your payments could go up drastically once the draw period ends. Here’s how to cope.
They can be a smart way to borrow, provided you’re aware of the risks.
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