Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Use what you own to pay off what you owe. Is it a good idea?
Cash-out refis are out, and home equity lines of credit are in.
They can be a smart way to borrow, provided you’re aware of the risks.
Some key facts and figures everyone who has a house should know.
They’re less than mortgages’ upfront expenses, but they do add up.
Your payments could go up drastically once the draw period ends. Here’s how to cope.
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2025.
HELOC rates kept their 52-week lows, while home equity loans were steady.
The trusted provider of accurate rates and financial information