Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Insight into the week that was for HELOCS and HELoans.
It’s a good way to get those balances off your back, but beware the risks.
It can add some extra glitter to those golden years. But there are pitfalls to using it too.
Should homeowner you help out entrepreneurial you?
Could be an A+ idea, if you consider all the pros and cons first.
If you have a sufficient ownership stake in it — yes. But it may not be the best move.
Yes, you can. But the more relevant question is: Should you hock one house to buy another?
Along with strategies to stay solvent during your redo.
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