Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2024.
It can be a smart strategy, provided you understand what you’re risking.
Even at higher rates, a HELOC is worth considering over other types of financing.
Why is tapping your homeownership stake for cash so tempting right now?
Here’s what to do if you have a HELOC or have considered applying.
Senior homeowners can take advantage of the peak in senior housing wealth to further strengthen their finances.
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
Understand the perks and drawbacks of using home equity to consolidate your debt.
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