How fraudsters use Internet scams, phone scams and email scams to steal your money

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You’re surfing the Internet and come across a link to an interesting story on a website you’ve never before visited. You click and — bingo! Faster than you can say “uh oh” you’ve downloaded malware to your computer.

That’s called a “click bait” scam. The scammer entices you to click on the link by cloaking it in an article or headline that’s sure to draw you in: a hot current story in the news, some particularly salacious piece of celebrity gossip or maybe a too-cute video that the poster breathlessly claims will make your jaw drop or bring you to tears.

After actor Robin Williams’ death, the Internet was flooded with malware masquerading as legitimate information about the actor. Much of it was click bait.

How can you avoid succumbing to scams like this? Bankrate takes a look at some of the most popular Internet scams, phone scams and other cons currently circulating. Knowledge is power. Read on.