Rewards rate: 3X points per dollar spent at Nordstrom and its brands, including Nordstrom Rack, and 1X points on all other purchases
Welcome offer: $40 Bonus Note (when you make any purchase at Nordstrom, Nordstrom.com or Nordstrom Rack the day you’re approved)
Annual fee: None
Purchase intro APR: None
Balance transfer intro APR: None
Regular APR: 18.90 percent to 25.90 percent variable
Before you apply, let’s take a closer look at the Nordstrom Visa credit card benefits and see if this card is worthy of a spot in your wallet.
You’ll unlock a $40 Bonus Note when you apply for this credit card, get approved and shop at Nordstrom or one of its brands on the same day. The Bonus Note will be available for future purchases. Current Nordstrom credit cardmembers are not eligible for this offer.
Earning rewards is easy if you shop frequently at Nordstrom and its brands, whether you prefer to shop online or in person.
For every dollar you spend at Nordstrom or its brands (Nordstrom.com, Nordstrom Rack, HauteLook and the Nordstrom Trunk Club), you earn 3 points, regardless of whether you prefer to shop online or in person. For all other purchases, you’ll earn 1 point per dollar spent.
The points you accumulate become Nordstrom Notes you can redeem redeemed in stores or online at Nordstrom, Nordstrom Rack, HauteLook and Nordstrom Trunk Club.
Points can be cashed in as Notes at $5, $10 and $15 with the Nordstrom app—or, when you earn 2,000 points, you’ll automatically receive a $20 Nordstrom Note automatically. Notes do expire one year after the date they’re issued, however, so you must shop with some frequency at Nordstrom and its brands.
How much are points worth?
Every time you accumulate 2,000 points, you’ll be sent a Nordstrom spending certificate worth $20—a 1 percent return.