JetBlue Card review

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Annual Fee:
$0
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
0% intro for first 12 billing cycles following each BT that posts within 45 days of account opening
Regular APR:
15.99%, 19.99% or 24.99% variable
Terms and Restrictions Apply | Rates and Fees

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Best for the infrequent JetBlue flyer

  • Rewards rate: 3X points per dollar on eligible JetBlue purchases, 2X points per dollar at restaurants and grocery stores and 1X point per dollar on all other purchases
  • Welcome offer: 10,000 bonus points after spending $1,000 in the first 90 days
  • Annual fee: $0
  • Purchase intro APR: N/A
  • Balance transfer intro APR: 0% for first 12 billing cycles for transfers posted within first 45 days
  • Regular APR: 15.99%, 19.99% or 24.99% variable

The JetBlue Card is a good choice for the JetBlue traveler who typically takes a trip or two each year. You’ll find that points accumulate with relative ease, which can make future trips more affordable. If you’re a frequent JetBlue flyer, however, there are more beneficial options (such as the JetBlue Plus Card).

JetBlue Card current welcome offer

The JetBlue Card boasts a modest welcome offer of 10,000 points when you spend $1,000 within your first 90 days. By spending and paying off just more than $333 each month for three months, you can unlock your 10,000 points. You can also earn these points through any purchases, so you’re not limited in how you can spend.

Overall, the bonus is on the low side compared to other cards, but it’s not difficult to earn, either.

Rewards

You can earn rewards from all of your purchases with the JetBlue Card, making it a solid choice for the average person. No purchases will have wasted potential, though some will earn you more points than others.

Earning rewards

You’ll earn the bulk of your points through JetBlue purchases at a rate of 3X points per dollar. Restaurants and grocery stores will earn you 2X the points per dollar, and all other purchases will earn you 1X point per dollar. In addition, cardholders can earn additional points through the JetBlue TrueBlue Dining rewards program. This awards you with 3 miles per dollar you spend at any of the roughly 10,000 eligible restaurants. The JetBlue Shopping Portal will also net you extra points when you make purchases via the portal.

Redeeming rewards

You can redeem your JetBlue rewards only on JetBlue flights. To redeem, you simply log in to your TrueBlue account and choose your flight. There are no blackout dates, points never expire and there are no redemption fees. Simply choose what works for you and you’re set.

How much are points worth?

With the JetBlue Card, the value of your points is tied directly to the cost of the flight. So, more expensive tickets will use more points and cheaper flights will help you save on points.

JetBlue Card: Benefits

JetBlue Card benefits are pretty standard as far as travel credits cards go. In addition to programs that earn you extra points, there are also benefits that can help you save money and protect you from fraud.

In-flight discounts

When you fly with JetBlue and use your card, you can save 50 percent on inflight cocktails and food purchases. Whether you’re flying alone or with family, you’ll be able to make your snacks go farther.

Rewards pooling

Of the JetBlue credit card perks, the ability to pool rewards with family members is pretty great. That means you can accumulate points faster and help support your card-holding family members. Who gets to reap the rewards will be up to your discretion.

Fraud liability protection

With the JetBlue Card, you’ll have $0 fraud liability. This means you won’t be liable for any fraudulent transactions, which adds an extra layer of comfort to purchasing.

Rates and fees

If you’re looking to rack up mileage without an annual fee, the JetBlue Card is not a bad choice. Despite opportunities to earn rewards without an annual fee, the variable APR can be quite high. At the lowest, you’ll still be paying 15.99 percent variable APR. At most, you could be looking at a 24.99 percent variable APR. You will, however, be able to make balance transfers at 12 billing cycles of 0 percent intro APR if you make the transfers within your first 45 days (15.99 percent to 24.99 percent variable APR thereafter). There’s also a standard balance transfer fee of $5 or 3 percent, whichever is greater. You won’t earn any rewards points for transfers, but it can help you pay down some debt if you need to.

Cash advances, on the other hand, are likely not the best way to use your card. You will not earn rewards points on them and the variable APR is 25.24 percent.

If you plan to travel outside of the country on your JetBlue flights, you won’t have to deal with foreign transaction fees.

How the JetBlue Card compares to other travel cards

One of the JetBlue Card benefits is that you don’t have to spend tons of money to get the most bang for your buck. It’s geared toward your average flyer. The Capital One VentureOne Rewards Credit Card is a similarly structured travel rewards credit card. You’ll earn 1.25X the miles per dollar on any purchase and only need to spend $500 to unlock the welcome offer of 20,000 bonus miles within the first three months. If you’re looking at airline cards, the Delta SkyMiles® Blue American Express Card offers similar benefits and you can redeem rewards with Delta or one of its 15 travel partners.

Credit card Annual fee Rewards rate Welcome bonus Introductory APR Regular APR
JetBlue Card $0 3X rewards points per dollar for JetBlue purchases, 2X points per dollar for restaurants and grocery store purchases, and 1X points per dollar for everything else 10,000 points when you spend $1,000 in your first 90 days 0% intro APR for 12 months on balance transfers for transfers posted within the first 45 days 15.99%, 19.99% or 24.99% variable
Capital One VentureOne Rewards Credit Card $0 Unlimited 1.25X miles per dollar on all purchases 20,000 miles when you spend $500 in your first 3 months 0% intro APR on purchases for 12 months 15.49%-25.49% variable
Delta SkyMiles® Blue American Express Card $0 2X miles per dollar at restaurants and Delta purchases, 1X mile per dollar on everything else 10,000 miles when you spend $500 in your first 3 months N/A

 

15.74%-24.74% variable

Best cards to pair with the JetBlue Card

If you’re planning on staying loyal to JetBlue, consider pairing this card with a cash back card of some sort. You’ll be able to earn miles when needed, and you can also earn cash back to help pay for a trip or two.

Bankrate’s take—Is the JetBlue Card worth it?

This standard JetBlue Card is a good option for infrequent flyers who still want to supplement their JetBlue flights. It’s not the most luxurious option and isn’t the best choice for your main credit card, but it can add to your travel.

Pros

  • Points never expire
  • You can pool and share your rewards
  • Earn points on all purchases
  • No annual fee

Cons

  • Points can only be redeemed for JetBlue
  • Points accumulate slowly, likely only supporting a flight or two each year

The information about the JetBlue Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.