4.4
Bottom line
If your spending habits line up with the Chase Ink Business Cash card’s bonus categories, it could be a very rewarding and flexible business rewards card.
Rewards rate
Annual fee
Intro offer
Regular APR
Recommended Credit Score
If your small business spends a fair amount on office supplies and telecommunications services, the Ink Business Cash Credit Card is probably a great fit for you. Although the card’s maximum cash back rate only applies to the first $25,000 spent in bonus categories, Chase offers categories that are consistent with the majority of most businesses’ expenditures.
With features like a 0 percent introductory APR on purchases for 12 months (17.74 percent to 23.74 percent variable APR thereafter) and no annual fee, it’s clear that this Chase business credit card can offer a respite for businesses with irregular cash flows.
Not every business is identical though. Consider how you spend your money before applying because this card may be a great choice for office-based businesses, but it might be a poor fit for another type of business.
Introductory APR offer on purchases can help small businesses get off the ground quicker and improve cash flow
No annual fee makes this a fantastic choice for small business owners wanting a low-cost business rewards card
Flexible redemption options are a unique feature when compared to other small-business credit cards
Total boosted rewards are capped at $50,000 per year, so depending on the size and scope of your business, you may need more than one business card or a different card altogether to fully maximize rewards
Foreign transaction fees are 3 percent on this card, so if you or your employees will be traveling overseas, then a business card with no foreign transaction fees might be more suitable