Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Oct 16, 2024 -
What to do if someone opens a credit card in your name
Identity theft can be tricky, but you have rights if you fall victim to fraud.
7 min read Mar 22, 2024 -
Why you should have a 2% cash back card
A 2 percent cash back card can be a great addition to your wallet.
4 min read Sep 13, 2024 -
Best soft pull credit cards
Here’s what you need to know about soft pull credit cards and which issuers offer them.
5 min read Mar 20, 2024 -
What is penalty APR and how do you avoid it?
Learn about penalty APRS and how to avoid them.
6 min read Mar 12, 2024 -
How to maximize spending with Amex Offers
Amex Offers let you earn rewards when you activate and meet the requirements.
9 min read Aug 02, 2024 -
Reasons to love the Discover it® Cash Back
Learn more about the Discover it® Cash Back and why it’s one of the best cash back credit cards.
4 min read Oct 16, 2024 -
8 tips for using gas credit cards wisely
Saving money on gas with credit cards isn’t as simple as it seems.
5 min read Feb 29, 2024 -
When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Apr 23, 2024 -
Best credit cards for medical expenses
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
6 min read Jul 22, 2024 -
Average credit card debt in the U.S.
American credit card balances rose to $1.13 trillion in the last quarter of 2023
4 min read Feb 28, 2024 -
6 ways to get bigger credit card bonuses
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
3 min read Apr 23, 2024 -
If you return a purchase, can you keep the credit card rewards?
Returning an item purchased with credit will cause points earned to be deducted.
4 min read Apr 23, 2024 -
When to use credit cards for large purchases
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.
7 min read Apr 23, 2024 -
Best credit cards for paying off debt
A credit card with a 0 percent intro APR can help you pay off debt.
4 min read Feb 09, 2024 -
How long should I wait between credit card applications?
Making too many credit card applications in a short period can hurt your credit score
5 min read Apr 23, 2024 -
How can I get a credit card refund for my canceled flight?
Here’s how to get refunded for your canceled Southwest flight.
3 min read Apr 23, 2024 -
Can I cancel a credit card application?
Can you cancel a credit card application? Yes, but only if it’s pending a decision.
7 min read Jan 26, 2024 -
Can you buy cryptocurrency with a credit card?
Credit cards are great for many types of purchases – but not cryptocurrency.
4 min read Apr 23, 2024 -
Best credit cards after bankruptcy
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
8 min read Jul 22, 2024