Guide to Capital One transfer partners

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While Capital One is known for its popular travel credit cards that let you cover travel purchases at a rate of one cent per mile, top cards from this issuer like the Capital One Venture Rewards Credit Card surprised everyone by adding more than ten airline transfer partners in 2018. And since then, the card issuer has added more airline partners and a few hotel transfer partners to boot.

While Capital One transfer partners are nowhere near as valuable as those offered by the Chase Ultimate Rewards program or American Express Membership Rewards, having more ways to use your miles is always a good thing. Before you sign up for this card with the purpose of utilizing Capital One transfer partners, here is everything you need to know.

A full list of Capital One transfer partners

All Capital One Venture transfer partners let you transfer miles over at a ratio of 2:1.5 with a few exceptions. Accor, Emirates and Singapore Airlines all come with a transfer ratio of 2:1 instead.

Here’s a rundown of each of the Capital One airline transfer partners hotel partners and how they rank.

Accor: OK

With the Accor Live Limitless loyalty program, you get the chance to book a stay at 3,960 properties in 110 countries around the globe. However, most Accor properties are in Europe, so this transfer partner may be of limited value to you if you travel mostly in the United States or anywhere Accor branded properties are few and far between.

On the upside, Accor lets you book stays in properties without having to worry about blackout dates. You can also use cash and points for your booking, with 2,000 Accor points knocking $40 off your hotel bill.

Interestingly, you can use Accor points for more than hotel stays, and you can even transfer them to select airline partners like Air France and Qatar Airways.

Aeromexico: OK

The Aeromexico ClubPremier program may not be the best around, but they at least offer an award chart that shows how many miles you’ll need for a free flight.

Some options come with decent value, too. For example, you can fly round-trip from Mexico to the United States (or vice versa) in economy for just 56,000 miles during off-peak season. You could also fly within Mexico in economy for just 28,000 miles round-trip.

Air Canada (Aeroplan): Good

Air Canada is a Star Alliance partner airline, which means they align with other Star Alliance partners like United Airlines and TAP Air Portugal. This program is also one that still maintains an award chart, so it’s easy to know how many miles you’ll need for the flight you want to book.

One sweet spot to keep track of is the fact you only need 25,000 Air Canada Aeroplan miles for a round-trip economy flight within the mainland U.S. and Canada.

Air France & KLM (Flying Blue): Excellent

The Air France / Flying Blue program is excellent for anyone, but especially frequent visitors to France and other European countries. You can frequently find round-trip flights within the U.S. and European destinations like Paris and Amsterdam for 50,000 miles or less. This program also tends to have excellent award availability, meaning it’s easy to find award seats as well as more than one award seat on the same flight.

Air France / Flying Blue is also a transfer partner of Chase Ultimate Rewards, American Express Membership Rewards and Citi ThankYou Rewards. The Air France / Flying Blue program also has its own airline credit card, so it’s easy to rack up points in this program.

Alitalia: Poor

The Alitalia rewards program, which is known as MilleMiglia, is nothing to write home about. Flights within Italy can be an OK value since they start at 10,000 miles one-way, but a round-trip flight to the U.S. will set you back 60,000 miles in economy.

The biggest problem with Alitalia is the fact that this airline doesn’t fly to too many destinations outside of Europe and the Middle East.

Avianca: OK

The Avianca LifeMiles program has some sweet spots worth looking forward to, although it all depends on where you want to fly. Many people love this frequent flyer program due to the fact they don’t pass on fuel surcharges when you book a Star Alliance partner award.

Also, note that you could use 90,000 LifeMiles to fly a First Class award from the United States to Asia. Meanwhile, you could fly Business Class to Europe on an Avianca partner airline starting at just 63,000 miles.

Cathay Pacific: Very Good

Cathay Pacific is another frequent flyer partner that still offers an award chart, which is a good thing. Their award chart is distance-based, however, so you’ll find that longer flights can set you back considerably more miles.

A few sweet spots to look for include ultrashort economy flights within Asia for just 7,500 miles one-way, as well as the-shortest-route one-way Business Class flights for just 25,000 miles.

Emirates: Good

When it comes to the Emirates Skywards program, you’ll find these miles can be valuable if you fly to the Middle East and a surprising number of other destinations around the globe. One-way awards start at just 15,000 miles, and you can also use your miles for an upgrade or pay for a flight with cash and points.

Value can be plentiful with this program, and that’s especially true since it’s considered one of the most luxurious airlines in the world.

Etihad Guest: Good

The Etihad Guest program can offer a ton of value depending on your itinerary, and they make things easy by offering an award calculator that lets you know how many miles you’ll need for a flight. Most of their travel destinations are in the Middle East, but you can also use the Etihad Guest program to fly to Europe, Africa, South America and to other continents around the globe.

While the number of miles you’ll need can vary, a one-way flight from Los Angeles (LAX) to Abu Dhabi (AUH) would set you back a minimum of 62,441 miles.

EVA Air: Poor

Eva Air calls its loyalty program the Infinity MileageLands program, and they claim that award tickets start at 6,750 miles. However, most flights will cost more than that. As an example, flying between Asia and the United States would set you back 100,000 miles in economy, and a one-way flight between Asia and Europe would cost you at least 50,000 miles in economy.

Finnair: Poor

Finnair isn’t very valuable as a transfer partner either, and that’s especially true when you factor in poor Capital One transfer partner ratios. With Finnair Plus Points, you can fly one-way within Europe for just 10,000 miles, but a one-way flight in economy between Europe and North America would cost you 55,000 miles.

Business awards are exorbitant, so you won’t want to use this program for anything other than economy.

JetBlue: Good

The JetBlue TrueBlue program has a redemption-based award scheme, meaning you’ll pay a number of miles for your flight that corresponds to the cash price. Due to the way their loyalty program is set up, you can find some really good deals in miles on JetBlue when prices are low. For example, you can frequently find round-trip flights from the U.S. to the Caribbean for less than 20,000 miles round-trip.

Also note that the JetBlue program lets you redeem cash and points, which makes them unique among many airline programs.

Qantas: Good

Qantas miles are useful whether you want to fly or redeem for hotels and other travel or merchandise when you shop. However, you’ll get more value when you redeem your miles for flights. You also have the option to cash in your miles for flight upgrades or use a combination of cash and miles.

You can use your miles to fly to more than 1,200 destinations around the globe, and we like the fact they have a calculator that tells you how many miles you’ll need for an award flight. As just one example, you could use 132,000 Qantas points to fly round-trip from Los Angeles (LAX) to Sydney, Australia (SYD).

Singapore Airlines: Good

Singapore Airlines offers a solid frequent flyer program with a ton of value when you use miles for their premium cabins. For example, you could fly from the eastern United States or Houston to Europe on First Class for 140,000 miles one-way. That may sound like a lot, but Singapore Airlines is known for offering a premium experience.

You can also use this partner to fly round-trip from the Western end of the United States to Japan starting at 110,000 miles one-way.

Wyndham Rewards: OK

The main downside of Wyndham Rewards is the fact you have to use them at Wyndham properties, which aren’t that popular or widely available in many destinations. However, free nights range from 7,500 to 30,000 points, and you can also combine points and cash to stretch your point haul further.

Wyndham Rewards also lets you redeem your miles for vacation rentals with multiple bedrooms, which can make this program worth exploring if you travel with kids and need some space to spread out. Wyndham Rewards also has a few of its own co-branded hotel credit cards.

How to earn Capital One miles

If you want Capital One miles you can use for transfers to their airline and hotel partners, you’ll need to sign up for one of the card issuer’s travel credit cards.

Best credit cards for earning Capital One miles

Compare the following Capital One credit cards based on their welcome bonus and ongoing rewards structure, as well as the perks they offer.

Capital One Venture Credit Card: Best for travel perks

  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn an unlimited 2 miles for each dollar you spend
  • $95 annual fee
  • Cardholder benefits include no foreign transaction fees, up to $100 credit for Global Entry or TSA Precheck membership, auto rental collision damage waiver, travel accident insurance, extended warranties and more

Capital One VentureOne Rewards Credit Card: Best for no annual fee

  • Earn 20,000 bonus miles when you spend $500 on your card within three months of account opening
  • Earn an unlimited 1.25 miles for each dollar you spend
  • No annual fee
  • Benefits include no foreign transaction fees, auto rental collision damage waiver, extended warranties, and travel & emergency assistance (Benefits only available to accounts approved for the Visa Signature card. Terms apply)

Capital One® Spark® Miles for Business: Best for small business

  • Earn 50,000 miles when you spend $4,500 on your card within three months of account opening
  • Earn an unlimited 2 miles for each dollar you spend
  • $0 annual fee the first year, then $95
  • Major cardholder benefits include up to $100 in credit toward Global Entry or TSA Precheck membership, no foreign transaction fees and roadside assistance

Capital One® Spark® Miles Select for Business: Best no-annual-fee business card

  • Earn 20,000 miles when you spend $3,000 in the first three months of account opening
  • Earn an unlimited 1.5 miles for each dollar you spend
  • No annual fee
  • Benefits include no foreign transaction fees and roadside assistance, among others

How to transfer Capital One miles

Once you begin earning Capital One miles, you can take steps to transfer miles from your Capital One account to the Capital One hotel transfer partner or airline partner of your choice. Here are the steps involved in doing just that:

  • Step 1: Log into your Capital One account online or mobile app.
  • Step 2: Click on the button that says “rewards miles” within your account.
  • Step 3: Select the Capital One airline transfer partner or hotel partner you want to transfer miles to.
  • Step 4: Facilitate the transfer by entering the number of miles you want to move, keeping in mind that transfers start at 1,000 miles and that you can only increase the miles you’re transferring by 100 miles at a time from there.

Once you have initiated the transfer, you’ll see your miles leave your Capital One account before they’re moved to your new transfer partner account. Keep in mind that Capital One mile transfers are only one-way, so you can’t undo a transfer once it’s over. With that in mind, you should only transfer your Capital One miles if you are sure you want to.

The bottom line

The options offered by Capital One transfer partners aren’t as extensive as those offered by other rewards programs, especially for travel within the U.S., but it’s nice to have more than a few options when it comes time to redeem your rewards. You may not want to transfer your entire stash of Capital One miles to any of these partners, but mile transfers do seem to be a good option when you’re running a little short for a redemption and you just need a few thousand miles.

Before you transfer Capital One Miles, you should figure out which transfer partner might work best and run a few scenarios to see how many miles you would need. Also, remember that you need to get at least one cent in value for each Capital One mile you transfer to a partner.

If you’re not getting at least one cent per mile in value, you should just charge the travel to your Capital One credit card and redeem your miles directly in your account to cover travel expenses at a rate of one cent each using the Capital One Purchase Eraser feature.

All information about the Capital One® Spark® Miles for Business and Capital One® Spark® Miles Select for Business has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.