2013 high-yield checking: Pacific Resource Credit Union

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Pacific Resource Credit Union of Los Angeles offers 1.75 percent annual percentage yield on its High Flying Checking while only 10 monthly debit transactions are required monthly. Bankrate’s 2013 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.

City: Los Angeles

Pacific Resource Credit Union

Nationally

offered?

APY APY if

conditions

not met

Monthly

debit

transactions

required

Bill pay or automatic withdrawal required? Direct

deposit

required?

Balance

cap

Y 1.75% 0.05% 10 Y* Y* $15,000
Notes: High Flying Checking; Available nationally. If not in area, a $25 donation to the local police booster club is required to become a member. One direct deposit or automatic debit per month required.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.