Bank of the Sierra in Porterville, Calif., offers Sierra Reward Checking, with an annual percentage yield on the lower end of the survey. It also requires 12 debit transactions per month. Bankrate’s 2013 High-Yield Checking Survey breaks down the returns you can get with each account, and the hoops you’ll have to jump through to get them.
City: Porterville, Calif.
Bank of the Sierra
Bill pay or automatic withdrawal required?
Notes: Sierra Reward Checking: Only available to California residents and must be opened online. One direct deposit or automatic payment, and one payment using Sierra BillPay required.