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If you’re still waiting for your bank statements to arrive in the mail each month, you might want to explore the ease of online banking. Account holders everywhere are turning to their computers for more convenient money management. Here are three reasons to take advantage of your bank’s electronic power.
Move faster than fraudulent activity
While your credit card may give you the benefit of zero liability if your account information falls into the wrong hands, some debit cards are not as forgiving. The amount you owe may increase if you fail to report the activity within two days. With online banking, you can closely monitor your account to immediately alert your bank of any fraudulent charges.
Go green with your greenbacks
What about all of those stuffed envelopes you file away with your account activity? The weight of that paper adds up, and it affects the environment. Switching to electronic statements and payments reduces your carbon footprint.
Time is everything
Rather than spend your time writing checks and stopping by the post office, you can use your online account to schedule automatic payments and eliminate the hassles of remembering to pay your bills on time. Save yourself extra time when you need to transfer funds between your savings and checking accounts, too. With just a few clicks, you can take care of your financial needs.
One piece of crucial advice: If you do decide to stop receiving snail mail from your bank, do not stop combing through your inbox messages. Your bank may use email to notify you of changes to your account terms or an increase in fees.
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