Is there a rewards system for Airbnb?

No, there isn’t currently a rewards program exclusive to Airbnb. But you can earn rewards by booking with Airbnb using a general travel rewards card, like the Capital One Venture or Chase Sapphire Preferred, or with some airline loyalty memberships.

How do you get points for Vrbo?

In 2023, Expedia Groups launched the loyalty program One Key, which offers rewards on bookings made with Expedia, Hotels.com and Vrbo. When you become a free One Key member, you can use the OneKeyCash you earn on bookings from these sites toward your next Vrbo rental.

What’s the best way to use points for hotels?

If you’re open to staying at a hotel or one of your card issuer’s vacation rental partners, you might get more bang for your buck — when using rewards, that is. That’s because points and miles are worth more when booking through the card issuer’s travel portal than if you redeemed them as cash or a statement credit to cover a general travel purchase like with Airbnb or Vrbo. Top-tier travel cards, like Capital One Venture X, offer the highest rewards rate on hotels booked through portals like Capital One Travel, at 10X miles per dollar.

Best credit cards for earning rewards for Airbnb and Vrbo stays

Written by

Katie Kelton,

Edited by

Madison Hoehn, CFEI

Published on March 19, 2025 | 4 min read

The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired.

Group of friends relaxing together in living room

There are plenty of reasons why people love booking vacation homes on sites like Airbnb and Vrbo, including both charm and affordability. Fortunately, a number of travel credit cards offer rewards on vacation rentals beyond just hotel chains.

Considering that 1 in 4 Americans (27 percent) said they would go into debt to travel this year in Bankrate’s 2024 Discretionary Spending Survey, earning and saving extra cash on lodging for your next trip wouldn’t hurt. While a co-branded Airbnb or Vrbo rewards credit card is still only a pipe dream, there are general rewards credit cards that can help you earn or use points, miles or cash back when booking a vacation rental.

Check out our picks for Airbnb and Vrbo rewards cards.

Top cards for earning rewards on Airbnb and Vrbo stays

Comparing the best credit cards for earning Airbnb and Vrbo rewards

Card name	Best for	Annual fee	Recommended credit score	Airbnb or Vrbo perks
Capital One Venture X Rewards Credit Card	Credits and bonuses	$395 (See Rates and Fees)	740-850	Redeem rewards as statement credit for travel-related expenses
Capital One Venture Rewards Credit Card	Flat-rate rewards	$95 (See Rates and Fees)	670-850	Redeem rewards as statement credit for travel-related expenses
Chase Sapphire Preferred® Card	Flexibility	$95	670-850	2X points on travel purchases, including Airbnb and Vrbo stays
Chase Sapphire Reserve®	Luxury travel perks	$550	740-850	$300 travel credit and 3X points on travel purchases (after earning $300 travel credit)
Citi Double Cash® Card	Earning cash back	$0	670-850	2 percent cash back on every purchase

Credit cards for Airbnb and Vrbo rewards typically require a good-to-excellent credit score. If you have bad or fair credit, consider our top picks for travel cards for bad credit.

How to choose the best cards for Airbnb and Vrbo rewards

Compare annual fees. Luxury travel cards with high annual fees tend to offer high earning rates when booking through the card issuer portal, among other perks. But you usually can’t book Airbnb or Vrbo stays through issuer portals, which means you’ll earn a lower rate on those purchases. Unless you can maximize what a high annual fee gets you, a lower annual fee card might make more sense for these vacation rental purchases.
Consider extra perks. If you like stopping by airport lounges or flying through security with TSA PreCheck or Global Entry, then an upper- or mid-tier travel card makes sense for you. But if you prefer a no-frills, no-annual-fee card, consider a flat-rate cash back rewards card to earn on your vacation rentals.
Look at rewards redemption flexibility. The travel rewards cards above offer more flexibility for redeeming rewards than a co-branded credit card might. And Airbnb and Vrbo don’t have co-branded cards — yet. On the other hand, the Citi Double Cash Card has the most straightforward redemption options, although cash back is usually worth less than points or miles.
Maximize welcome offers. If a card lets you earn a sizable welcome bonus, you could turn around and use it as a statement credit to cover a recent Airbnb or Vrbo purchase. After all, these bonuses might be worth between $200 and $750, which could cover multiple nights at a vacation rental for your next trip. Again, just keep in mind that cash value isn’t worth as much as points or miles.

Learn more: How to decide which rewards credit card is best for you

How to earn points, miles and cash on Airbnb and Vrbo stays without a rewards card

You might be able to earn rewards on Airbnb and Vrbo purchases through another loyalty program without having to use a rewards card to book your stay.

Book an Airbnb with your airline membership

Despite rumors of an Airbnb loyalty program, there isn’t one yet. But you can earn airline miles through booking with Airbnb. For example, Delta offers SkyMiles members 1 mile per $1 spent with Airbnb when booking through the Delta Airbnb portal. And the British Airways Airbnb portal lets you earn 2 Avios per $1 spent with Airbnb.

Book a Vrbo with its loyalty program

One Key is a loyalty program among Expedia, Hotels.com and Vrbo. The program is free to join, and members can earn 2 percent in OneKeyCash on eligible Vrbo purchases. That cash can be redeemed at a 1:1 value for your next vacation rental.

What’s next?

CardMatch™

Find your credit card match

Spender Type Tool

Get card recommendations based on your spending

The bottom line

Vacation rentals like Airbnb and Vrbo can be more convenient for large groups or travelers who want it to feel like home. Even though these brands don’t earn exclusive rewards with a credit card yet, you can still get 2X to 3X points, miles or percent cash back on your bookings with the right travel or cash back card.

Your next vacation or staycation awaits.

Frequently asked questions

No, there isn’t currently a rewards program exclusive to Airbnb. But you can earn rewards by booking with Airbnb using a general travel rewards card, like the Capital One Venture or Chase Sapphire Preferred, or with some airline loyalty memberships.
In 2023, Expedia Groups launched the loyalty program One Key, which offers rewards on bookings made with Expedia, Hotels.com and Vrbo. When you become a free One Key member, you can use the OneKeyCash you earn on bookings from these sites toward your next Vrbo rental.
If you’re open to staying at a hotel or one of your card issuer’s vacation rental partners, you might get more bang for your buck — when using rewards, that is. That’s because points and miles are worth more when booking through the card issuer’s travel portal than if you redeemed them as cash or a statement credit to cover a general travel purchase like with Airbnb or Vrbo. Top-tier travel cards, like Capital One Venture X, offer the highest rewards rate on hotels booked through portals like Capital One Travel, at 10X miles per dollar.