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U.S. Bank Business Altitude™ Connect World Elite Mastercard® Review: A “road-warrior” business owner’s dream come true

 /  10 min
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Snapshot

3.9

Bankrate rating
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Rating: 3.9 stars out of 5

Bottom line

This card is ideal for small business owners who desire high-level travel rewards, but if you want to earn rewards on non-travel-related business expenses, this card may not be for you.

best small-business credit cards

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Recommended credit score:(670 - 850)

Intro offer

60,000 Bonus Points

Rewards Rate

1X - 5X

Annual fee

$0 Intro annual fee for the first year, $95 per year thereafter

Regular APR

20.24% - 28.24% (Variable)

3.9

Bankrate score

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U.S. Bank Business Altitude Connect World Elite Mastercard Overview

What are the advantages and disadvantages?

Pros

  • Checkmark Icon

    The card has a competitive rewards rate on excellent bonus categories for business travelers, such as car rentals, hotel stays, airfare, gas, dining, cell phone services and more, as well as a large welcome offer.

  • Checkmark Icon

    It offers cardholders a complementary annual Priority Pass™ airport lounge membership, which provides you and your employees with access to over 1,300 VIP lounges globally — plus four complimentary trips each membership year.

  • Checkmark Icon

    With the US Bank ExtendPay® Plan, you have the opportunity to divide large purchases into fixed monthly payments. There are no interest charges, and you can keep your rewards for a small monthly fee.

  • Checkmark Icon

    You can redeem points sooner if you have a personal U.S. Bank Altitude® Go or Altitude® Connect card, as you have the option of transferring points between your business and personal Altitude cards.

Cons

  • The annual fee is $95 after the first year, which is average for a business rewards card, but it may be a deal breaker for people who prefer a business rewards card with no annual fee.

  • To be eligible for the card, you must own a small business. This may be any for-profit venture such as a rideshare driver, online merchant, freelancer, or even as simple as a side gig. If you don't have a business or small money-making side hustle, you'll have to find another card to earn bonus points.

A deeper look into the current card offer

Rewards rate

Other cardholder perks

Rates and fees

How the U.S. Bank Business Altitude Connect compares to other business cards

Image of U.S. Bank Business Altitude™ Connect World Elite Mastercard®

U.S. Bank Business Altitude™ Connect World Elite Mastercard®

Annual fee

$0 Intro annual fee for the first year, $95 per year thereafter

Intro offer

60,000 Bonus Points
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Rewards rate

1X - 5X
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
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Image of U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

Bankrate Score
Rating: 0 stars out of 5
0.0

Annual fee

$0 introductory annual fee for the first 12 months, after that $95 per year

Intro offer

$750
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Rewards rate

1% - 5%
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Recommended Credit Score

Good to Excellent (670 – 850)
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Image of Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Annual fee

$0

Intro offer

$300
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Rewards rate

1% - 3%
Info Icon

Recommended Credit Score

Excellent (740 – 850)
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Bankrate’s Take — Is the U.S. Bank Business Altitude Connect World Elite Mastercard worth it?

Frequently Asked Questions

Written by
Re'Dreyona Walker
Associate Editor, Credit Cards
Re'Dreyona Walker is an editor for Bankrate and CreditCards.com, focusing on product guides and reviews. As a personal finance expert, she is dedicated to providing honest product reviews as well as in-depth, comprehensive guides to assist readers in building credit and finding the best credit cards for their needs.
Edited by Former Senior Editor, Credit Cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.