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A majority (81%) of Americans did not increase their emergency savings this year
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
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Latest articles

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Customer service satisfaction has decreased at online-only direct banks this past year, but remain higher than at brick-and-mortar banks.
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Federal Reserve Bank Chair Jerome Powell at the Fed's post-meeting press conference
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Federal Reserve Chair Jerome Powell speaks at a press conference after a Federal Open Market Committee (FOMC) meeting
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Recent Bankrate data shows that young people are the ones most optimistic about their finances.
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Recession odds have fallen from a high of 65 percent in the third quarter of 2023.
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Comparing savings rates can ensure you get the best return on your savings.
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Everything you need to know about opening an account.
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Take these steps to ensure you’re choosing a bank that fits your individual needs.
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Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
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Get the latest rates on top-yielding money market accounts.
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Illustration of Fed Chair Jerome Powell with a now hiring sign in the background.
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The Federal Reserve just lowered interest rates for the first time in four years.
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Auto rates will likely not decrease this year. Consider how to still save.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
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The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
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