Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Envelope budgeting

Zero-based budget

Create a home budget

Budgeting tips

A couple budgets together.

Bankrate offers 18 ideas for stretching your budget to save money.

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If your discretionary income is low, you could pay $0 on your federal student loans.

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Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Calculate your savings

Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.

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Latest articles

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A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.

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Fed Chair Jerome Powell speaks at a news conference.

Rates are falling, and finance pros say it may be time for Americans to rethink some strategies.

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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.

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An emergency fund is an essential part of a solid financial plan.

Rainy day and emergency funds differ but together provide a sound financial plan.

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Here’s a helpful guide to how much you need in savings over the course of your life.

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Use this challenge to stash more cash toward your savings goals.

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Creating a timeline is a useful way to plan and meet all your financial goals.

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Financial goals are measuring sticks that apply to any area of your money management skills that you’re looking to improve.

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Here’s the difference between APY and interest rate.

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It’s possible to negotiate a higher-yielding savings account at your bank.

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Finding the right savings account consists of comparing rates, fees and more.

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Learn why you need to check your APY.

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Take control of your money and build a six-figure financial foundation. Here’s how.

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Start saving today with these saving accounts with no minimum deposit required.

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Here’s everything you need to know about savings accounts.

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