Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
7 min read
How to start (and build) an emergency fund
9 min read
12 ways to save money every day
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
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These accounts sound similar, but there are some key differences to know.
Here are simple steps to take to avoid paying checking account fees.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
Here’s a helpful guide to how much you need in savings over the course of your life.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
These simple moves can help you build a cash cushion.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Rainy day and emergency funds differ but together provide a sound financial plan.
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
It’s important to find the right accounts for your emergency savings.
Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.
The highest savings account rate has dipped ahead of next week’s Fed rate decision.
Saving money isn’t just about cutting costs. Sometimes, it’s about reframing how you spend your time. Here’s how one mindset shift helped me avoid impulsive purchases and grow my savings with less [...]
Most savers aren’t moving money despite 4 percent rates being available. This inertia could cost thousands in lost interest income.
Fed officials indicate that interest rates will remain steady at its next meeting.
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