Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Fixed vs. variable expenses
Knowing how fixed and variable expenses differ can help you improve your finances.
12 ways to save on a tight budget
Not having success with your savings? A budget can make things a little easier.
What is discretionary income?
Understanding discretionary income can help you with your budgeting strategy.
What is disposable income?
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
7 saving strategies for different goals
6 min read
The 5 best budgeting apps of 2022
4 min read
How to save money fast: 20 ways
6 min read
How to start (and build) an emergency fund
4 min read
Additional savings tips
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Here’s everything savers need to know about APY
The APY percentage shows how much an account earns per year. Here’s what you need to know.
3 min read Jul 15, 2022
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American Express savings account rates
Here’s everything you need to know about the online bank’s savings account.
1 min read Jul 15, 2022
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Brick-and-mortar banks vs. online banks: Pros and cons
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
4 min read Jul 12, 2022
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9 ways to save on back-to-school shopping
Follow these tips to shop smarter for school supplies.
4 min read Jul 11, 2022
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Super savers: How much is too much to put in a savings account?
Here’s how to determine the amount to put in savings — and what to do with the rest.
4 min read Jul 11, 2022
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How to save money as a high school student in 2022
Saving money as a high school student isn’t always easy, but there are means of doing so.
6 min read Jul 08, 2022
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How to open a savings account: 6 steps to take
Ready to open a savings account? Here’s what you’ll need to know.
4 min read Jul 07, 2022
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Best savings accounts for teenagers in 2022
The best savings accounts for teenagers offer competitive rates and charge no fees.
3 min read Jul 07, 2022
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The best time of the year to buy everything in 2022
Here’s when to find the deepest discounts on a range of big purchases.
6 min read Jul 07, 2022
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Discover Bank savings accounts rates
Here’s everything you need to know about the online bank’s savings account.
1 min read Jul 01, 2022