Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
8 min read
How to start (and build) an emergency fund
11 min read
12 ways to save money every day
7 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
It’s important to find the right accounts for your emergency savings.
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