Banking
Take the 52-week money challenge: What it is and how to do it
4 min read
Budgeting basics
A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.
Budgeting tips
Bankrate offers 18 ideas for stretching your budget to save money.
Discretionary income: Definition, how to calculate it and how it impacts your budget
Personal Finance
Understanding discretionary income can help you with your budgeting strategy.
Our guide tackles the basics of disposable income and how you can use it to budget.
Essential reading
The best places to keep your emergency fund
7 min read
How to start (and build) an emergency fund
9 min read
Calculate your savings
Use our Savings Calculator to help you quickly and accurately estimate the growth of your investment. Set a goal and figure out how much you need to save each month to hit the mark.
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Latest articles
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Rainy day and emergency funds differ but together provide a sound financial plan.
It’s important to find the right accounts for your emergency savings.
An emergency fund is an essential part of a solid financial plan.
Here’s a helpful guide to how much you need in savings over the course of your life.
Monthly budgets are popular because many expenses, such as rent and bills, occur monthly.
Use this challenge to stash more cash toward your savings goals.
Creating a timeline is a useful way to plan and meet all your financial goals.
Should you let these fintechs automate your budgeting?
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
With a bit of planning, you can reduce your grocery bill. Here’s how.
Learn how to earn the highest interest rates on a savings account.
Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
Here’s how multiple savings accounts can help you reach your financial goals.
Top savings APYs remain above 4%, with plenty of account options to choose from.
The best savings accounts for teenagers offer competitive rates and charge no fees.
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