Shift Auto Loans: 2026 Review
Shift allows car shoppers to buy used online and finance through one of its partner lenders.
About the author
Rebecca Betterton, a Certified Financial Education Instructor℠, is a former writer for Bankrate who has been reporting on auto loans since 2021. Through her writing, Rebecca aims to provide clarity and accessibility to the automotive loans industry as the cost of financing new and used vehicles continues to climb due to steep inflation.
She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car, but recently widened her scope to cover personal loans and other debt topics. Prior to her time at Bankrate, she was a social media reporter and copywriter.
When Rebecca isn’t researching recent trends in personal finance, she is an avid runner and a lover of interior design.
Shift allows car shoppers to buy used online and finance through one of its partner lenders.
Know the risks and benefits of cash-out auto refinancing before applying.
Equity will determine whether you can easily trade in a car that’s not paid off.
There is no minimum credit score, but lenders have varying minimum requirements.
Prepare for high rates of inflation if you plan to buy a vehicle this season.
If you have been holding off on buying a new vehicle, 2025 could be the right time to visit your local dealership. Bankrate Chief Financial Analyst Greg McBride predicts that rates will ease for most borrowers [...]
First-time car buyer programs often have more flexible requirements.
Shopping around is the best way to get a car loan at a lowest possible rate.
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