At a glance

- Availability
- Affordability
- Customer Experience
- Transparency
About RefiJet
-
Loan amount
Not specified
-
Min. credit score
500
-
APR from
5.24%
-
Funds available in
As soon as one business day following closing
Loan amount
Not specified
Min. credit score
500
APR from
5.24%
Funds available in
As soon as one business day following closing
RefiJet auto loans can simplify how you shop for rates, but it’s not without its drawbacks.
Prequalification available
Payment-free period
Pull equity out of your car
Spanish version of website available
Potentially multiple fees
Full application not online
In order to qualify with a lender in RefiJet's partner network you'll need to meet a few eligibility requirements.
Whether you want to refinance your current auto loan or buy out your lease, RefiJet has you covered.
You won't find new or used auto loans with RefiJet, instead it focuses on matching potential borrowers with lenders that offer auto refinance loans. While it doesn't offer specific loan amount limits or APR ranges on its site, you can prequalify to check your potential rates before fully applying.
Would you prefer to keep your leased vehicle instead of turning it in and searching for a new ride? You can buy out your lease and avoid excess mileage or wear and tear fees. RefiJet helps you find a loan with a term and monthly payment that work for you. There is also no prepayment penalty if you decide to pay the loan off early to save money on interest.
Visit RefiJet’s website to fill out an interest form, and a member of the team will reach out to you. Alternatively, you can call the company’s toll-free number to speak with an auto refinancing expert if you have additional questions before getting started.
A financing expert will help you analyze your options and select the best fit if there is a match within RefiJet's network. The next step is to finalize your loan application and upload any documents the lender requires to issue a final approval.
Visit RefiJet’s website to fill out an interest form, and a member of the team will reach out to you. Alternatively, you can call the company’s toll-free number to speak with an auto refinancing expert if you have additional questions before getting started.
A financing expert will help you analyze your options and select the best fit if there is a match within RefiJet's network. The next step is to finalize your loan application and upload any documents the lender requires to issue a final approval.
Overall score | 3.4 | |
---|---|---|
Availability | 3.5 | RefiJet works with a variety of lenders, and doesn’t disclose a hard minimum or maximum loan amount. It also doesn’t list what states it’s available in. |
Affordability | 3.4 | A low starting APR of 2.49 percent is a mark in its favor, but RefiJet doesn’t have a maximum APR specified, discounts or fees lenders might charge. |
Customer experience | 3.4 | RefiJet doesn’t have an app available, nor does it provide its customer service hours, but it does have a quick funding timeline and its lenders offer recurring payments. |
Transparency | 4 | You can prequalify with RefiJet and get quotes from several lenders, but complete rates and fees are not available on its website. |
To rate lenders that specialize in auto refinance loans, Bankrate considers 16 different factors. These factors range in consideration from the loan amount, disclosed APR and acceptance criteria. Each lender holds a score based on four categories.