India is a former editor who joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
Your finances don’t have to be perfect, but they do need to be consistently beneficial.
— India Davis
Tailored to Amazon Prime business owners, this American Express lets you earn 5 percent cash back on all Amazon purchases.
The Ritz-Carlton™ Credit Card can be well worth the substantial price of ownership as long as you make sure you maximize all the benefits it offers.
Higher spending businesses can reap major rewards for meeting spending incentives.
These cards for bad or fair credit can help drive down the cost of your next trip.
The PREMIER Bankcard® Mastercard® Credit Card could be helpful if you have bad credit and want to improve your score, but it comes with high rates and fees.
A solid prepaid card—although kept nearly identical to Netspend cards—but upgrading to a debit or credit card is still worthwhile.
The Citi Rewards+ Card isn’t very competitive on its own, but it’s a great companion rewards card for small purchases with the Citi Premier and more.
Some credit cards offer purchase protection. Here are some of the best options.
