How to pay off student loans with a credit card
You can use a credit card to pay off student loans, but it’s not an easy process.
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
India is an Editor and joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
You can use a credit card to pay off student loans, but it’s not an easy process.
A solid prepaid card—although kept nearly identical to Netspend cards—but upgrading to a debit or credit card is still worthwhile.
The Bank of America Consumer Payments Prepaid Card is unique because this card is given to you by a sponsor, whereas you can sign up for other types of prepaid debit cards yourself.
Whether you’re looking for miles to help pay for travel or cash back to fund a new purchase, the best credit card sign-up bonuses can help you make it happen.
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Compare all American Express credit card offers available at Bankrate.com. Read advice on top Amex cards and find the one that's right for you.
For consumers who travel frequently, a good hotel credit card is a must-have. With generous sign-up bonuses and competitive rewards rates, these are the best hotel rewards cards available from Bankrate's credit card partners.
Get objective reviews and advice from Bankrate experts on the best Discover credit cards for the year 2024. We'll help you find the card best suited for your needs.
The new and improved cash bonus provides more upfront value if you don’t need 0 percent APR, but this business rewards card still doesn't pack quite the same punch as others.
The Discover it Secured is a terrific choice if you have no credit history or a low score.
Food delivery apps like DoorDash and Grubhub have partnered with card issuers.
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
Cash rewards cards with balance transfers offers generate budget savings, but be sure to compare all the details.
The Bank of America Customized Cash Rewards card offers 3 percent cash back on the category of your choice for no annual fee.
Find out how the Capital One Spark Cash Plus works and why some users love it.
The Double Cash card helped ease me into the credit cards world and earn rewards without putting in too much effort.