India is an Editor and joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India Davis wants you to know
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
India Davis’ recommended readings
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
India's latest articles
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The My GM Rewards Card earns high-throttle rewards on GM purchases and everyday spending, but the card’s red tape and niche redemption options may limit its appeal, even to GM fans.
Nov 21, 2023
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A solid prepaid card—although kept nearly identical to Netspend cards—but upgrading to a debit or credit card is still worthwhile.
Nov 15, 2023
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The Ritz-Carlton Rewards Credit Card can be well worth the substantial price of ownership as long as you make sure you maximize all the benefits it offers.
Nov 15, 2023
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The Ink Business Unlimited card's flat-rate rewards are great for startups without specialized spending.
Nov 15, 2023
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A guide for avoiding stress and maximizing cash back despite this year’s holiday shopping challenges.
4 min read
Nov 21, 2022
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Fall is the perfect season to reset your finances
5 min read
Sep 08, 2022
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As Gen Zers start exploring their financial independence, here are a few tips that can help minimize the cost of their next vacation.
5 min read
May 19, 2022
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The Double Cash card helped ease me into the credit cards world and earn rewards without putting in too much effort.
3 min read
Nov 02, 2023
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Would the Citi Custom Cash or Citi Diamond Preferred work better for you?
6 min read
Nov 02, 2023
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A good option if you have poor or no credit history and are interested in a comparatively lower variable APR.
4 min read
Oct 31, 2023
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Learn more about which Discover credit card suits your credit card goals
5 min read
Oct 31, 2023
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Find out how one writer redeemed her points for international travel.
3 min read
Oct 30, 2023
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The best card depends on your spending habits and personal preferences.
8 min read
Oct 23, 2023
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Cash rewards cards with balance transfers offers generate budget savings, but be sure to compare all the details.
6 min read
Oct 23, 2023
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The Discover it Student Cash Back is one of the best starter cards for students.
4 min read
May 03, 2023