Chime Credit Builder Secured Visa® Credit Card review
The Chime Credit Builder Secured Visa® Credit Card is a low-cost card that could make building credit more accessible.
India is a former editor who joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
Your finances don’t have to be perfect, but they do need to be consistently beneficial.
— India Davis
The Chime Credit Builder Secured Visa® Credit Card is a low-cost card that could make building credit more accessible.
These are our picks for the best secured credit cards. A secured card can be helpful for those with bad credit or little credit history looking to repair or build their credit.
While it charges a high annual fee, this card is one of the only travel rewards options available with fair credit. Read our full review to see if it's worth it for you.
Though the First Progress Platinum Prestige charges a very low variable APR and you won't need a credit history for quick approval, its $49 annual fee doesn't offset the cost compared to competing cards' advantages.
The Mission Lane Cash Back Visa card for fair credit could be a great fit if you’re eager to earn rewards and avoid putting down a security deposit or paying a high annual fee.
The Blue Business®️ Plus Credit Card from American Express as a decent interest-free period and an acceptable welcome offer for a card with no annual fee.
Higher spending businesses can reap major rewards for meeting spending incentives.
The American Express® Business Gold Card is a strong credit card choice for small business owners with a generous annual travel itinerary.
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