Self - Credit Builder Account with Secured Visa® Credit Card Review
Self’s credit card is easily accessible, but the fees and restrictions with the added credit-builder loan might make traditional secured cards better choices.
Brendan Dyer is a Bankrate editor who writes and edits content for rewards, travel, cash back and business credit cards. He’s passionate about informing readers about the most innovative ways to use their credit cards and how synergistic multiple cards can be in the right hands.
Brendan started at Bankrate in October of 2021 and has worked on a wide variety of reviews and projects with the goal of simplifying the card-shopping process for readers. He wrote copy for Bankrate’s Spender Type tool and conducted research and wrote content for Bankrate’s points and miles valuations, two pages that connect readers with information to help them make smart credit card decisions.
To fill the space between writing and editing content for Bankrate, Brendan moonlights as a fiction author and an adjunct writing professor teaching first-year composition.
Brendan holds three credit cards and only paid an annual fee once he got the American Express Gold Card. Although the card’s $250 annual fee can be staggering for most cardholders, Brendan uses it for all of his U.S. supermarket and restaurant purchases so he can build a rewards balance that will fund his international travel. Plus, the card’s $240 worth of monthly Uber and dining credits help it nearly pay for itself.
Self’s credit card is easily accessible, but the fees and restrictions with the added credit-builder loan might make traditional secured cards better choices.
A low APR and no annual, balance transfer or foreign transaction fees make the Navy Federal's nRewards card a stand-out among secured cards.
A card for consumers with fair credit who may not be eligible for the best rewards cards on the market today.
With the Capital One SavorOne Cash Rewards Credit Card, you can easily earn cash back on dining, entertainment and streaming service purchases.
The Bank of America Premium Rewards Card pays big rewards for people with qualifying Preferred Rewards status, but it isn't as competitive otherwise.
The Delta Gold card offers great everyday rewards and lucrative benefits for value-minded Delta travelers.
The Delta SkyMiles Blue American Express credit card has no annual fees and a welcome offer of 10,000 miles for $1,000 spent in your first six months.
USAA members hoping to build credit could be in luck with this card.
If you’re a frequent traveler who prefers to stay at Wyndham hotels, the Wyndham Rewards Earner Plus Card is a great option.
With a three-tier awards chart, a generous sign-up bonus and practical bonus categories, this card seeks to make travel accessible for families.
The Hilton Honors American Express Surpass Card is a middle-of-the-road option for fans of the Hilton chain.
United Airlines customers who are looking for value from checked bags and rebates get the most value from the United Quest Card.
With credits totaling more than the annual fee, the Hilton Honors American Express Aspire card offers tremendous value for those who prefer staying with Hilton.
The Wells Fargo Business Credit Card is a cash back or travel rewards card for businesses. Learn more about this card for bad credit or no credit here.
If you're looking for a business card with built-in expense tracking tools, consider the Brex Card. Just make sure you read the fine print first.
Commuting not only takes time out of your day, it can take a chunk out of your wallet
Businesses have certain legal responsibilities to customers when they discover a compromised card.