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“There’s no dismissing the fact that housing affordability continues to be a major pain point for Americans.”
Housing Affordability in 2025: With home prices rising ever higher, inventory still too low and mortgage rates remaining stubbornly elevated, it’s a very challenging time to be a homebuyer.
The housing market can be significantly impacted by outside economic forces, including Federal Reserve moves and inflation. In fact, the shelter category of the Consumer Price Index (CPI), which measures inflation, shows that housing costs have been an outsized contributor to overall inflation in the U.S.
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The housing market keeps defying expectations. But experts agree that a crash is not imminent.
The Fed has again hit the pause button on rates. How will it affect the housing market?
Housing market predictions for the rest of 2025
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Here’s what housing-market experts predict for the rest of 2025.
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Latest Real Estate & Home Lending News
Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to [...]
Mortgage rates dropped a bit lower this week in anticipation of another Fed cut.
Bankrate analysts and others weigh in on what to expect for mortgage rates in December.
There was minimal movement for home equity rates this Thanksgiving week.
Mortgage rates dropped a bit lower this week.
Home equity rates are holding steady at lows not seen since 2023.
Mortgage rates jumped up this week.
Mortgage rates edged back down a bit lower this week.
The president’s promised tariffs and deportations could have devastating affects for housing.
Aspiring homebuyers need an annual household income of nearly $117,000 to afford the typical home in the U.S., according to a new Bankrate study.
When will mortgage rates drop? Should I wait to buy a house until they do?
Actions by President Donald Trump and his Department of Government Efficiency (DOGE) have resulted in a multitude of layoffs. While there is no official tally of layoffs, as of Feb. 12, around 75,000 federal [...]
Saving for a down payment while also paying rent is challenging.
Times are tough for homebuyers, but first-generation buyers face even steeper hurdles.
For homebuyers, the 2025 version of the housing market presents a mix of challenges and opportunities. On the unfavorable side of the ledger, home prices remain at record highs, and mortgage rates have [...]
Feeling the home affordability crunch? Condos can make you a homeowner for less.
Home insurance takes center stage in real estate deals.
Extreme weather puts more than a quarter of all U.S. homes at risk.
Could you pay your deductible if you had an insurance claim?
These deductibles are calculated as a percentage of your coverage limit.
Insurance companies may be taking advantage of states with limited regulation.
Bankrate explores what dorm insurance is and if your student needs it.
If you’ve received a letter from your insurance company asking for updates, you’re not alone.
Understanding how coinsurance works can help you avoid unexpected expenses and confirm that your coverage meets your needs.
Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to [...]
There was minimal movement for home equity rates this Thanksgiving week.
Home equity rates are holding steady at lows not seen since 2023.
Home equity rates have now dipped to levels not seen since 2023.
Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national survey [...]
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Here’s what’s happening with home equity rates this week.
Here’s what’s happening with home equity rates this week.