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The latest news about real estate, home equity, home ownership and home insurance from our Bankrate experts.
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“There’s no dismissing the fact that housing affordability continues to be a major pain point for Americans.”
Housing Affordability in 2025: With home prices rising ever higher, inventory still too low and mortgage rates remaining stubbornly elevated, it’s a very challenging time to be a homebuyer.
The housing market can be significantly impacted by outside economic forces, including Federal Reserve moves and inflation. In fact, the shelter category of the Consumer Price Index (CPI), which measures inflation, shows that housing costs have been an outsized contributor to overall inflation in the U.S.
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The housing market keeps defying expectations. But experts agree that a crash is not imminent.

The Fed has again hit the pause button on rates. How will it affect the housing market?

Housing market predictions for the rest of 2025
Real Estate
Here’s what housing-market experts predict for the rest of 2025.
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Latest Real Estate & Home Lending News

Mortgage rates held steady following the final Fed cut of the year.

Home equity rates held the line post-Fed-cut, while HELOC rates dropped.

Mortgage rates fell a bit this week following the final Fed cut of the year.

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Homeownership isn’t always the dream—you may sacrifice more than you expect.

Home equity rates held steady as the Fed cu interest rates for the third time in a row.

If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.

Mortgage rates rose this week despite a third consecutive Fed cut.

Home insurance takes center stage in real estate deals.

Extreme weather puts more than a quarter of all U.S. homes at risk.

Could you pay your deductible if you had an insurance claim?

These deductibles are calculated as a percentage of your coverage limit.

Insurance companies may be taking advantage of states with limited regulation.

Bankrate explores what dorm insurance is and if your student needs it.

If you’ve received a letter from your insurance company asking for updates, you’re not alone.

Understanding how coinsurance works can help you avoid unexpected expenses and confirm that your coverage meets your needs.

Home equity rates held the line post-Fed-cut, while HELOC rates dropped.

Home equity rates held steady as the Fed cu interest rates for the third time in a row.

If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.

Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to [...]

There was minimal movement for home equity rates this Thanksgiving week.

Home equity rates are holding steady at lows not seen since 2023.

Home equity rates have now dipped to levels not seen since 2023.

Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national survey [...]