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The latest news about real estate, home equity, home ownership and home insurance from our Bankrate experts.
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“There’s no dismissing the fact that housing affordability continues to be a major pain point for Americans.”
Housing Affordability in 2025: With home prices rising ever higher, inventory still too low and mortgage rates remaining stubbornly elevated, it’s a very challenging time to be a homebuyer.
The housing market can be significantly impacted by outside economic forces, including Federal Reserve moves and inflation. In fact, the shelter category of the Consumer Price Index (CPI), which measures inflation, shows that housing costs have been an outsized contributor to overall inflation in the U.S.
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The housing market keeps defying expectations. But experts agree that a crash is not imminent.

The Fed has again hit the pause button on rates. How will it affect the housing market?

Housing market predictions for the rest of 2025
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Here’s what housing-market experts predict for the rest of 2025.
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Latest Real Estate & Home Lending News

Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to [...]

Mortgage rates dropped a bit lower this week in anticipation of another Fed cut.

Bankrate analysts and others weigh in on what to expect for mortgage rates in December.

There was minimal movement for home equity rates this Thanksgiving week.

Mortgage rates dropped a bit lower this week.

Home equity rates are holding steady at lows not seen since 2023.

Mortgage rates jumped up this week.

Mortgage rates edged back down a bit lower this week.

Whether or not it cuts rates, the Fed may not be able to reset the market.

The housing market isn’t immune from outside economic forces, including inflation.

If you’re thinking about buying a house in 2025, you’re likely hoping for some kind of relief to make the purchase feel a bit easier on your bank account. Eighty-three percent of U.S. adults who don’t [...]

Home prices keep pushing ever higher, though the pace of growth has slowed.

Existing-home sales are slow amid record-high prices.

The costs of home repairs and remodeling projects have skyrocketed in recent years.

Why wouldn’t an agent want to market listings to the biggest audience possible?

Momentum in the housing market is shifting away from the Sun Belt.

An agent’s tips on spring home maintenance to avoid costly insurance claims.

Can your insurer drop you before a wildfire? Know your rights and what to do next.

An NFIP lapse would halt new flood policies and renewals.

“Don’t be a passive homeowner.” An insurance agent’s lesson in saving money with winter weather prep
Are you doing enough to protect your home from extreme winter weather?

The Northeast’s staggering spike in wildfires could push up home insurance premiums.

Here’s where homeowners are getting dropped, and where rates are rising the most.

Historic fires and insurance changes create an uncertain future for CA homeowners.

Colorado’s FAIR Plan offers last-resort insurance. But at what cost?

Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to [...]

There was minimal movement for home equity rates this Thanksgiving week.

Home equity rates are holding steady at lows not seen since 2023.

Home equity rates have now dipped to levels not seen since 2023.

Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national survey [...]

If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.

Here’s what’s happening with home equity rates this week.

Here’s what’s happening with home equity rates this week.