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Costco Mortgage Program Review 2024

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At a glance

Costco Mortgage Program

Editor's take

The Costco Mortgage Program is no longer in operation. The score you see on this review is from when the marketplace was last active.

Bankrate Score
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4.9
Rating: 4.9 stars out of 5
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Bankrate Score

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Loans offered

Conventional, jumbo, FHA, VA, refinancing and more

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Min. credit score required

Undisclosed

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Nationwide availability

No longer in operation

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Min. down payment

3% for conventional loans, 3.5% for FHA loans, none for VA loans

Costco Mortgage Program overview

The Costco Mortgage Program was an online mortgage marketplace for Costco members. It is no longer in operation. You can compare current loan offers and rates from other lenders through Bankrate.

Pros and cons of Costco Mortgage Program

Pros

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    Compare products and rates from multiple lenders

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    Member discounts

Cons

  • No home equity products or USDA loans

How to apply for a mortgage with Costco Mortgage Program

You can no longer apply for a mortgage through the Costco Mortgage Program. Compare other mortgage lenders.

Refinancing with Costco Mortgage Program

The Costco Mortgage Program offered rate-and-term and cash-out refinancing options. It is no longer in operation.

Costco customer ratings and reviews

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