Best student loan without a co-signer for undergraduate students

Federal Direct Unsubsidized and Subsidized Loans
Check with studentaid.gov
- Min. credit score:
- Not disclosed
- Fixed APR From:
- 3.73% –6.28%
- Loan amount:
- $5,500–$57,500
- Term lengths:
- 20 to 20 years
- Min. annual income:
- $0
Overview: Federal Direct Unsubsidized and Direct Subsidized Loans are offered to all students attending qualifying institutions, don't require a credit check and carry fixed interest rates that are the same for all borrowers. With Direct Subsidized Loans, the government even covers your loan interest while you're in school and during the grace period. Federal loans also come with multiple repayment and forgiveness options that private lenders don't offer.
Why federal Direct Unsubsidized and Subsidized Loans loans are best for undergraduate students without a co-signer: Federal Direct Loans come with extensive benefits and borrower protections, and they don't require a credit check.