Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.
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Quick Facts
Moneybag
$382/year
average savings through Bankrate
Two Thirds
2 out of 3 homes
are underinsured
Insurance Home
1 out of every 20
insured homes makes a claim each year
Circle Check
100% of homes
need insurance before getting a mortgage

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Home Insurance Basics

Keep home insurance cost down

Homeowners insurance costs don’t need to eat up your budget.

5 min read

Homeowners insurance rates by state for 2022

Home insurance is an important part of your financial plan, but specific costs and coverage considerations change depending on where you live. Every state has different risks that impact insurance rates. [...]

9 min read

Types of homeowners insurance

Part of the home buying process is finding the best homeowners insurance for your new home. While the standard home is typically considered a single-family home, there are lots of other types of housing [...]

7 min read

How much homeowners insurance do I need?

Finding the coverage you need is as easy as following a few simple guidelines.

8 min read

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