Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
-
Does homeowners insurance cover AC?
Need air conditioner insurance to protect your HVAC system? Bankrate can help.
6 min read Dec 21, 2023 -
What is an HOA insurance policy?
Bankrate explains HOA insurance and why it matters.
8 min read Dec 18, 2023 -
USAA vs Amica
Choosing between USAA vs Amica for car insurance? Bankrate can help you decide.
10 min read Dec 18, 2023 -
Identity theft insurance
Is identity theft insurance worth it? Bankrate investigates.
8 min read Dec 18, 2023 -
Does homeowners insurance cover water damage?
Water can be destructive — and repairs are often costly. Home insurance can help.
9 min read Dec 15, 2023 -
Louisiana’s incentives may encourage home insurers to return to the state
Louisiana is a perilous state. Can its home insurance market survive the risk?
8 min read Dec 15, 2023 -
Rising tides and insurance costs: Coastal homeowners navigate high coverage costs
When Jack Nelson purchased his dream home along the canals of Long Beach, New York, he imagined the best of both worlds: an ocean in his backyard and the bustling metropolis of New York City a quick train [...]
7 min read Dec 14, 2023 -
6 Steps to take after a natural disaster
Preparing for a natural disaster may help you recover more quickly.
9 min read Dec 14, 2023 -
State Farm vs USAA
Bankrate compares auto insurance coverage between State Farm and USAA.
9 min read Dec 08, 2023 -
Mortgage insurance vs homeowners insurance: what’s the difference?
Bankrate covers differences between mortgage and home insurance.
10 min read Dec 07, 2023