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Best home equity line of credit (HELOC) lenders for February 2025

Updated February 18, 2025
Lender Bankrate Score Current APR Line of Credit Amount Best for
4.5/5 6.99% (fixed) / 7.75% (variable) Up to $500,000 Fixed-rate options
4.5/5 7.67% (fixed) / 8.23% (variable) $25,000-$1,000,000 Affordability
4.5/5 Starting at 7.625% $25,000-$500,000 Flexible membership requirements
4.5/5 Starting at 7.24% $10,000-$300,000 Rate guarantee
4.3/5 Starting at 7.70% $15,000-$400,000 Fast funding
4.2/5 Starting at 8.20% $15,000-$750,000 Low fees at a large bank
4.2/5 Starting at 7.49% Up to $250,000 Cashback
4.1/5 Starting at 7.50% $10,000-$1 million Investors

Bethpage Federal Credit Union logo
Rating: 4.5 stars out of 5
4.5
Bankrate Score

Overview

Rating: 4.5 stars out of 5
4.5
Bankrate Score

Overview

Rating: 4.5 stars out of 5
4.5
Bankrate Score

Overview

Rating: 4.5 stars out of 5
4.5
Bankrate Score

Overview

Rating: 4.3 stars out of 5
4.3
Bankrate Score

Overview

Rating: 4.2 stars out of 5
4.2
Bankrate Score

Overview

Rating: 4.2 stars out of 5
4.2
Bankrate Score

Overview

Quorum Federal Credit Union logo
Rating: 4.1 stars out of 5
4.1
Bankrate Score

Overview