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Home Equity

Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.

Home equity basics

A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
home equity
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.

Home equity tools & resources

Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.

The latest

Home equity lines of credit are growing in size and volume.
Illustrated collage featuring a house on a hill made of money
It’s a smart financial move. Here’s how to do it.
Illustrated collage featuring a house with money pouring from the front door
For one thing, you could lose your home if things go south.
An older couple reviewing documents
Cash is usually king, but borrowing has its pluses too. Here’s how to decide.
Image of town houses with money falling from the sky
It’s when your home’s value sinks below the amount you owe on your mortgage.
Residential area with architectural homes on Main Street
And if so, how low can they go?
Two women using digital tablet in their flower workshop
It can be easier for an entrepreneur to get, but it means hocking the home for your enterprise.
A green house on a sunny day
It’s the portion of your home you own outright. Its uses are almost endless.
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