Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
Fixed-rate HELOCs are the talk of the town lately among home equity lenders and industry insiders. Home equity isn’t the flashiest corner of consumer finance, so it’s noteworthy when a buzzy new [...]
Want to borrow against your home’s value? Be ready to meet these criteria.
Here’s what’s happening with home equity rates this week.
It’s the fun part, when you get your money. But you have to be ready when it ends.
This is the week that was for home equity rates.
Traditional HELOCs come with variable interest rates, but it’s also possible to fix your rate.
Borrowing against your property can be risky. Here’s how to do it safely.
A HELOC works like a big credit card — one that uses your home as collateral for cash you borrow.
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