
Documents you need for a small business loan
Before applying for a small business loan, you need to prepare some paperwork. Here’s what you must do.
An excellent credit score is a great thing to have. Bankrate explains what it is.
A credit score is a number that is based on a statistical analysis performed by lenders and financial institutions that indicates a person’s ability to repay a loan. FICO scores range from 300 to 850, with a score of 750 to 850 considered excellent. Scores in the excellent range have access to the lowest interest rates and best loan terms.
The complexity of the credit-score system can be daunting. Let’s break it down so that you can see what is analyzed and which aspects of your credit history are given greater weight in determining your credit score:
You can raise your credit score by doing the following:
The Consumer Financial Protection Bureau says that you actually have more than one credit score. There are three primary consumer reporting companies, and if the information about you is reported differently to each of them, your credit score from each company will be different. There are a number of ways to get your credit score:
Before applying for a small business loan, you need to prepare some paperwork. Here’s what you must do.
Bankrate’s guide to scoring the best deals on every item you’re looking for this Amazon Prime Day.
Here’s a look at how taking paid time off can benefit your mental health and actually make you a better employee.
New decade. New personal finance-savvy you.
Out of work due to coronavirus? Here’s what you can do to help lessen the financial blow.
Forecasts were wide-ranging when it comes to predicting how much damage the pandemic caused.
That’s led the majority of economists to say risks are tilted toward the downside.
Millennials plan to spend $208 for Feb. 14, compared with $152 for the average adult.
The findings come at a time when job growth appears to be booming.