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Boundary is a real estate term that it’s wise to understand. Bankrate explains it.

What is a boundary?

A property boundary is a specific location surrounding a piece of real estate that is the edge or location of the owner’s claim. The property lines define where the homeowner owns the property, as well as where he or she can be held liable for negligent acts that might occur.

Deeper definition

Property lines, or boundary lines, are the outlined edges of a person’s property. This is generally based on county or city-defined plots of land, though some property owners own several plots of land. The property owner can use these lines as guidance for where to build or place things belonging to him or her, as well as to manage liability risks.

Property lines define the ownership of a specific person’s or entity’s land, which can change. When a homeowner is planning to sell her home or when a homebuyer wishes to understand the true amount of property obtained in a sale, he or she can request a boundary survey. This is often done by the county office or any other department of land management for the location.

Property boundary lines are often listed with the county assessor’s office or within the city’s assessor’s office. Mapping tools are used to set specific boundary lines. Deeds also contain a description of the property lines. This will include specific measurements to describe the actual location of the property at the time of sale. Maps available at a county recorder’s office can also shed light on specific concerns. For any legal matter, a property survey provides the clearest outline of property ownership based on boundaries.

Boundary example

The Smith family’s property extends 80 feet from the road. The boundary line is also listed as mapping coordinates on the property owner’s deed. This allows the Smith family to know where they can place their garden. In case of a dispute over fencing or land use, the Smith family has documentation showing their ownership and, therefore, rights to the land.

If you plan on buying a home, Bankrate’s mortgage center can help you find the ideal property and loan.

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