Here’s a look at the state of interest rates on five common consumer banking products and the latest rates from’s weekly national survey of large banks and thrifts conducted April 1, 2009.

Home Equity

Rate: 5.51 percent (line of credit); 8.59 percent (loan)

Rates on home equity products fell this week.

The average home equity line of credit, or HELOC, fell 6 basis points, to 5.51 percent. Home equity loan rates slipped 2 basis points, to 8.59 percent.

To find the best home equity loan rates in your area, check Bankrate’s interactive tool.

— Chris Kissell