Skip to Main Content

Where is the account number on a check?

A checkbook
Mendenhall Olga/Shutterstock
Bankrate Logo

Why you can trust Bankrate

While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for .

Find your account number on a check

Your account number will be on the bottom of a check. It’s the second set of numbers, between your nine-digit routing number and your check number.

A check
Ryan Freeze/Bankrate

What is the account number on a check?

The account number on a check is used to identify your unique account. Without the right account number, you may face delayed or missing paychecks or fees for failing to pay your bills on time.

If you have multiple accounts (such as a personal and business accounts), each one will have its own account number. While a routing number is specific to your bank or credit union, an account number is specific to you. Account numbers vary in length but typically only go up to 12 digits.

Here are other places where you can find your account number.

Find your account number on a paper statement

If you have a paper bank statement, your account number should be prominently listed on the top of it. You’ll see the phrase “account number,” followed by a series of numbers.

Find your account number through online banking

Log in to your online banking account. Once you go to the “account information” or “account summary” section, you should see your account number. Since you may only notice its last four digits at first, click on “show” to obtain your complete number.

Call your bank

Call your bank to speak to a customer service representative. After he or she asks you a few security questions to verify your identity, the representative will give your account number over the phone.

Bottom line

At its core, your account number is a unique identifier for your bank account. It’s important because it tells the bank or credit union exactly which account to take money from and which one it belongs in. If you’d like to enroll in direct deposit or set up an electronic payment, you’ll need to know your account number.

Written by
Anna Baluch
Contributing writer
Anna Baluch is a former Bankrate contributing writer. She is a personal finance freelance writer from Cleveland who enjoys writing about debt, mortgages, student loans, personal loans and auto financing.
Edited by
Banking editor
Reviewed by
Founder of Financial Staples