Budgeting basics

A budget is a spending plan that helps you understand how much money you're making and where you're spending it. A budget is the cornerstone of a strong financial plan.

Budgeting tips

12 ways to save on a tight budget

Not having success with your savings? A budget can make things a little easier.

Fixed vs. variable expenses

Knowing how fixed and variable expenses differ can help you improve your finances.

What is discretionary income?

Understanding discretionary income can help you with your budgeting strategy.

What is disposable income?

Our guide tackles the basics of disposable income and how you can use it to budget.

Essential reading

Additional savings tips

8 ways to save more money in 2023

Make 2023 the year you take your savings to the next level.

4 min read Jan 02, 2023
6 things to do if you lose your wallet

Losing your wallet can be reduced to a minor inconvenience if you know what to do.

5 min read Dec 22, 2022
How to save money fast: 20 ways

These simple moves can help build a cash cushion.

6 min read Dec 21, 2022
The average amount in U.S. savings accounts – how does your cash stack up?

Many households have too little saved to survive job loss or other emergencies.

5 min read Dec 21, 2022
What is a savings account? Definition, how they work

Here’s everything you need to know about savings accounts.

6 min read Dec 20, 2022
3 reasons to switch to an online bank

Competitive rates, fewer fees, and convenience are all reasons to consider online banking.

4 min read Dec 16, 2022
How to start (and build) an emergency fund

An emergency fund is an essential part of a solid financial plan.

7 min read Dec 13, 2022
Cash stuffing: How this trendy budgeting method works

Here’s how to use cash to help you stay within your budget each month.

4 min read Dec 12, 2022
5 steps to create a travel budget template

You could save big by setting up a budget template for your upcoming trip.

5 min read Dec 07, 2022
What should I do with Series E savings bonds?

Now might be the time to dust off those paper bonds and cash them in. Here’s what you need to know.

3 min read Dec 06, 2022
What Americans spend: A look at the cost of housing, food, transportation and more

Americans spent more than $70,000 in 2020 just to keep their households running.

6 min read Dec 05, 2022
The best time of the year to buy everything in 2023

Here’s when to find the deepest discounts on a range of big purchases.

9 min read Nov 29, 2022
How to save money for a car in 7 steps

Take these simple steps to jumpstart your savings plan for a new car.

4 min read Nov 21, 2022
10 of the best money-making apps

Look for gigs, deals and other ways to earn money simply by browsing on your phone.

6 min read Nov 14, 2022
Midterm elections 2022: Here are the key things at stake for your money

Inflation and the economy are hot topics as the midterm elections draw near.

7 min read Nov 08, 2022
HSA vs. FSA: The difference and how to choose

These are the key differences between an FSA and an HSA, and how to choose the right one for you.

4 min read Nov 04, 2022
What is a high-net-worth individual (HNWI)?

Typically high-net-worth individuals have a net worth of at least $1 million.

2 min read Nov 01, 2022
How to choose the right savings account

Finding the right savings account consists of comparing rates, fees and more.

4 min read Oct 28, 2022
National Savings Day: Here are 5 ways to start saving more money today

You can take better control of your finances by boosting your savings today.

4 min read Oct 12, 2022
It’s National Savings Day! Here’s how to possibly earn hundreds more by switching savings accounts

They don’t call it high yield for no reason. Here’s how to boost your savings.

2 min read Oct 12, 2022

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